In strict alignment with our core mission, all loans disbursed by Akhuwat are entirely interest-free (Qarz-e-Hasna), meaning borrowers are only obligated to repay the exact principal amount disbursed to them. Borrowers agree to adhere to the mutually agreed-upon repayment schedule through authorized Akhuwat channels. If an individual faces genuine, unforeseen financial hardship, they must contact their representative immediately to discuss potential adjustments. Finally, loan funds must be used strictly for the approved purpose, such as education, business, or housing. Misuse of funds or failure to comply with these terms may result in a demand for immediate repayment or legal action.